Roof Financing in Dayton, Ohio

1. 1

   Answer three questions.

   What monthly budget feels comfortable, whether you might pay it off early, and how you'd describe your credit. It takes about a minute and does not touch your credit.

2. 2

   We narrow down the options.

   We use your answers and your project to pick the options that make sense, so you aren't sorting through a long list of plans.

3. 3

   Apply on the lender's secure site.

   We send you a link and you apply directly with the lender. Applying includes a credit check.

4. 4

   Get a decision, often within minutes.

   Approvals are good for six months, so you can apply before your project is on the calendar.

5. 5

   Schedule your project.

   Once you're approved and you've picked your option, we get your work scheduled.

If a storm damaged your roof, your homeowners insurance may cover much of the replacement. You still owe your deductible, and some homeowners want upgrades the claim doesn't pay for. Financing can cover both.

We help you through the roof insurance claim from the first inspection to the adjuster's visit. Coverage is always your insurance company's decision, and we never promise what a claim will pay. What we can do is make sure the part you owe doesn't hold up a roof that needs replacing.

Whoever you hire, a few questions protect you:

• What will I pay in total, not just per month? A lower monthly payment over a longer time can cost more overall. Ask to see both.
• Can I pay it off early, and does that save me anything? Some plans save you money when you pay early and some don't. If early payoff is likely, say so up front.
• Who is the lender, and where do I apply? You should apply on the lender's own site, not hand your Social Security number to a salesperson.
• Do I have to pay anything before the work starts? Be careful with any contractor who wants the full price up front.

We're glad to answer every one of these for your project before you decide.