Roofing · Storm & insurance restoration · Greater Dayton
Storm Damage Roof Repair in Dayton, Ohio
Hail and wind damage roof repair for Dayton-area homes. We inspect your roof for free, photograph what the storm did, and help you through the insurance claim.
After hail or wind, have the roof inspected before you decide anything. Our inspection is free: we document the damage from the ground, on the roof and by drone, meet your adjuster, and check the insurance estimate against our own measurements. Your insurance company decides what's covered.
Updated October 2026
How we fit into an insurance claimBefore anything else
A free storm damage roof inspection, documented in photos
We start on the ground, walking the whole property and photographing what the storm left behind: dents in the gutters, downspouts and roof vents, damaged siding, anything in the yard. Then we get on your roof and photograph the damage up close. When a drone gives a better view, we fly one, and the aerial photos are taken by our own FAA Part 107 certified drone pilots during the inspection.
Every photo is dated and shows exactly where the damage is, so your adjuster isn't reading a description and trying to picture it. They can see the dented vent and the cracked shingle for themselves. We walk you through every finding in plain words.
Know what you're looking at
What hail and wind damage look like on a roof
Hail usually shows up as bruising: soft spots where the mat under the granules has been fractured, which is easy to mistake for the ordinary granule loss of an aging roof. Wind damage tends to be more visible, creased or torn shingles, or a section lifted and reseated at a seam.
A lot of it only reads from up close or from the air, which is why an honest assessment means getting on the roof, or over it with a drone, rather than guessing from the ground. The point isn't to find damage that supports a claim. It's to find out, accurately, what the storm actually did to your roof.
Why homeowners choose Helping Hands Roofing
Families Helping Families
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The Helping Hands Roofing Standard
Two rows of ice and water shield at the eaves of every roof, one row in the valleys, along sidewalls and around every pipe and vent, then two layers of synthetic underlayment overlapped 24 inches. More than Ohio code asks for.
Before you sign with any roofer, ask: How many rows of ice and water shield? How many layers of underlayment? What's the overlap?
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Lifetime Workmanship Warranty
Covers our workmanship on qualifying installations and replacements. See what it covers.
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Documented Before It's Covered
We photograph the bare deck after tear-off, the underlayment before the shingles go on, and the finished roof. If we find rotted wood, we photograph that too.
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Fully Insured Since 2016
Aub Holley founded Helping Hands Roofing in 2016. We're fully insured and based in Beavercreek.
From the archive
Storm damaged roofs, photographed
Photos from real storm work. These are the photographs, not illustrations of them.
How it usually goes
What to do after a storm damages your roof
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We inspect and document
A free inspection from the ground, on the roof and from the air when it helps. If water is coming in, we tarp it to stop further damage.
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You file the claim
The claim is yours to file with your insurance company. Have the storm date ready, and we'll help you put together what you've seen.
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We meet your adjuster
We're there when your adjuster inspects the roof, and we show them everything we found.
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We check the adjuster's estimate
Your adjuster writes the estimate. Our team goes through it line by line against our aerial measurements. Items get left off more often than you'd think. When they are, we send your insurance company a supplement with the photos and measurements behind it, and we follow up by phone and email until every item has been reviewed.
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We build it
Once everything's approved, your project goes on our build schedule, usually a week or two out, and most roofs are finished in one day.
Two things your policy expects from you
Report the damage on time. Every policy sets a deadline for reporting a loss, and some are short. Check yours after a storm instead of waiting.
Keep the damage from getting worse. Policies expect you to take reasonable steps to protect your home after a loss. That's why a leaking roof gets tarped right away.
Your claim, and where we fit
Help with your storm damage insurance claim
We inspect and document the roof with photographs, explain what we find in plain terms, meet your adjuster at your home, and check the adjuster's estimate against our own measurements. We're not a public adjuster, and we don't decide what your policy covers. Coverage is decided by your insurance company under the terms of your policy.
Check your policy for ordinance and law coverage
Here's one we see far too often. A lot of older roofs were built without ice and water shield, and Ohio's building code calls for it on a new roof. When a storm claim replaces that roof, bringing it up to code costs more than putting back what was there. That difference is what ordinance and law coverage pays for. Some policies call it building code coverage.
It's generally 10 percent of your dwelling coverage, so a home insured for $300,000 would generally have $30,000 of it. Not every policy includes it, though, and without it the code items come out of your pocket. We've seen homeowners pay a few thousand dollars on top of their deductible.
Take a few minutes with your declarations page and look for three things:
- Replacement cost or actual cash value. Replacement cost pays to replace the roof at today's prices. Actual cash value takes off depreciation for the roof's age, and on an older roof that can be a big share.
- Ordinance and law coverage, and how much.
- A separate wind and hail deductible.
If you can't find them or aren't sure what you're reading, call us at 937-215-8663. If ordinance and law is missing, call your insurance agent for a quote. It's usually an inexpensive addition, and it's the coverage that pays for code upgrades if a storm ever damages your home.
When repair won't cut it
When storm damage means a roof replacement
When the damage is spread across the roof, a repair would only hide it, and the honest answer is a replacement. The new roof is built to The Helping Hands Roofing Standard, like every roof we install: two rows of ice and water shield at the eaves, two layers of synthetic underlayment overlapped 24 inches, and our Lifetime Workmanship Warranty. And storm claims aren't always roofs. Hail and wind take out gutters and siding too.
- The Helping Hands Roofing Standard
- Lifetime Workmanship Warranty
- Fully insured
- Founded 2016
- FAA Part 107 remote pilot
Real completed work
Documented storm-damage restoration in Dayton
Real storm-damage restorations Helping Hands Roofing inspected, documented, and rebuilt. The photographs here show the finished roofs, not the original storm damage.
Questions about storm damage roof repair in Dayton
What does hail damage look like on a roof?
Hail damage on an asphalt shingle roof usually shows up as bruising: soft spots where the hail fractured the mat under the granules. It is easy to mistake for the normal granule loss of an older roof, and it rarely shows from the ground. Granules piled in the gutters or at the bottom of a downspout after a storm are a reason to have the roof looked at. Soft metals usually show it first. Dents in gutters, downspouts, roof vents and fascia metal are often the first sign that hail hit, and you can spot them from the ground. Dents alone don't prove the shingles are damaged, so the roof still needs a close look.
What does wind damage look like on a roof?
Wind damage looks like creased, torn or missing shingles, a section that has lifted and settled back down, displaced ridge cap, or damaged flashing. Shingles in the yard are the obvious sign. A lifted or creased shingle often cannot be seen from the driveway, so it takes someone on the roof or a drone to find it.
How do I tell if my roof has storm damage?
From the ground, look for shingles or debris in the yard, granules at the base of the downspouts, damaged fascia or gutters, and any fresh stain on a ceiling. Write down the date of the storm and take photos from the ground. Do not climb up: a wet or steep roof is dangerous. A roof that looks fine from the driveway can still have hail or wind damage, so the only sure answer is an inspection on the roof.
What should I do after a storm damages my roof?
Stay off the roof, note the date of the storm, and photograph what you can see from the ground. If water is coming in, call us at 937-215-8663 and we will get the roof tarped right away. Then have it inspected before you decide anything. We'll get out to you as soon as we can.
Does homeowners insurance cover storm damage to a roof?
That depends on your policy, and your insurance company makes that decision, not a roofer. Many Ohio policies carry a wind and hail deductible that is separate from the standard deductible; your declarations page will say. What we do is document the roof with dated photographs, explain what we found, and meet your adjuster at your home.
Should I call a roofer or my insurance company first?
A free roof inspection first tells you what you are dealing with before a claim is opened and on your record. If the storm did not do damage your policy covers, it is better to know that before you file than after. There is no pressure to file either way.
How much hail or wind damage does it take to replace a roof?
There is no set amount. We assess each roof on its own, because the answer depends on how widespread the damage is. When a repair would only cover up the problem, the honest answer is a roof replacement. With an insurance claim, we make the roof watertight first, your adjuster inspects it, and we go over the findings together. Your insurer decides what it will pay for.
What size hail will damage a roof?
Pea size hail, about a quarter inch across, does not usually damage asphalt shingles. The National Weather Service classes hail as severe at 1 inch, the size of a quarter. Hail between those sizes can still matter: a 2025 study by the Insurance Institute for Business and Home Safety found that shingles hit by hail under an inch were more easily damaged by later storms. The only way to know is to have the roof inspected.
Is the storm damage roof inspection free?
Yes. A storm damage roof inspection from Helping Hands Roofing is free, with no obligation and no pressure to file a claim. We look at the whole roof from the ground, on the roof and from the air by drone, photograph what we find and explain it in plain terms. It usually takes about 30 minutes; plan on an hour if you have questions.
Do you do emergency roof tarping?
Yes. If a storm has opened up your roof and water is getting in, call 937-215-8663 and we get a tarp on it right away. A tarp is temporary protection, not a repair: it stops the water so the damage can be assessed and the permanent fix planned without a rush.
What is ordinance and law coverage?
It's the part of a homeowners policy that pays to bring a damaged home up to current building code, like adding ice and water shield a roof never had. It's generally 10 percent of your dwelling coverage, but not every policy includes it. Your declarations page will say.
Can you match my existing shingles?
Often not exactly. Shingle colors change, lines get discontinued, and even the same color weathers differently over the years. When new shingles won't match, Ohio's rule for property claims says the insurer replaces as much as it takes to give a reasonably comparable appearance (Ohio Administrative Code 3901-1-54). That's how an insurance repair can become a full roof replacement. Whether a repair can match is one of the things we check at the inspection.
What Dayton homeowners say
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Rob I highly recommend Aub and the team at Helping Hands Roofing! They replaced my roof five years ago, and we had a fantastic experience. Recently, after experiencing storm damage, Aub and his crew came out quickly to make the repairs. We ran into a few unexpected obstacles both times, but Aub's fast and clear communication made resolving them a breeze. If you’re looking for a local, honest, and family-oriented company, definitely give them a call for your next roofing project.
Google review
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Lee Helping Hands Roofing did an outstanding job on our new roof! From start to finish, the entire process was smooth and stress-free. We needed a roof replacement due to storm damage, and they made the insurance claim process incredibly easy. They worked directly with our insurance company, handled all the documentation, and made sure everything was approved properly. That took a huge weight off our shoulders. Communication was clear and consistent the whole way through. The crew showed up on time, worked efficiently, and kept the job site clean every day. The quality of the workmanship is top-notch, and you can tell they take pride in what they do. If you’re looking for a reliable Dayton roofing company that knows how to handle insurance claim roof replacements, I highly recommend Helping Hands Roofing. Our new roof looks amazing, and we couldn’t be happier with the results!
Google review
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Joseph They did an excellent job on my roof - both dealing with insurance and with getting a quality roof installed (and fast once insurance finally approved (storm damage)). I'm impressed with (1) how quickly/thoroughly they stayed in touch each step of the way, (2) the level of effort they put into dealing with insurance (being there for the initial insurance inspection, getting another shingle out for insurance when it seemed that insurance lost the one they took to attempt to identify the shingles, etc.), (3) how quickly they came out during the waiting-for-insurance-to-get-back-on-shingle-identification to tarp, (4) how they stand behind their work (materials used and the install), and (5) how quickly they had the whole roof on the schedule and completed. They seem passionate about the customer getting quality results every step of the way. I give it a 10/10 and highly recommend Helping Hands.
Google review
Storm rolled through, or not sure?
A Free Roof Inspection is a straight, documented look at what your roof actually needs, with no obligation and no pressure to file a claim.